Central Bank of India IFSC Code FOCAL POINT, LUDHIANA Branch in LUDHIANA can be used for internet banking for transferring funds between any two bank branches. This is IFSC Code for Central Bank of India FOCAL POINT, LUDHIANA Branch in LUDHIANA allocated by RBI. Before using this FOCAL POINT, LUDHIANA Branch LUDHIANA Central Bank of India IFSC Code, kindly cross check the respective bank website. This Central Bank of India FOCAL POINT, LUDHIANA Branch IFSC Code in LUDHIANA supporting net banking has its unique IFSC code. FOCAL POINT, LUDHIANA Branch LUDHIANA Central Bank of India IFSC Code is a unique code which helps to identity the bank location too. NOTE that only those branches of a bank which are approved by RBI can provide net transfer systems.