Punjab National Bank IFSC Code JAORA Branch in RATLAM can be used for internet banking for transferring funds between any two bank branches. This is IFSC Code for Punjab National Bank JAORA Branch in RATLAM allocated by RBI. Before using this JAORA Branch RATLAM Punjab National Bank IFSC Code, kindly cross check the respective bank website. This Punjab National Bank JAORA Branch IFSC Code in RATLAM supporting net banking has its unique IFSC code. JAORA Branch RATLAM Punjab National Bank IFSC Code is a unique code which helps to identity the bank location too. NOTE that only those branches of a bank which are approved by RBI can provide net transfer systems.